Learn to Live Inc. (“we”, “us”, “our” or the “Company”) operates the site located at www.learntolive.com and other online platforms, including a native mobile application (collectively the “Site”) providing, among other services, self-help information and skill development based on the fundamentals of Cognitive Behavioral Therapy to educate people regarding behavioral health and related issues and various Community Forums, as defined and addressed below (each a “Service” and collectively “Services”). The Site and the Services should be regarded as a general approach to self-development and not as professional medical advice, diagnosis or treatment.
The Company grants you permission to use the Site for your personal, non-commercial purposes. Your use of the Site is further limited as follows:
The text, graphics, images, videos, and other material contained on the Site (excluding Submissions, as defined below) are referred to as the “Content.” The Content is for informational and skill development purposes only. The Content should be regarded as a general approach to self-development and is not intended to be a substitute for professional medical advice, diagnosis, or treatment. The Site is not designed to treat clinical levels of mental health disorders. The diagnosis and treatment of mental health disorders requires a medical practitioner or qualified mental health practitioner. People seeking a diagnosis or treatment of mental health disorders should consult a medical practitioner or mental health professional. This Site and the Services do not constitute the practice of any medical, nursing or other professional health care advice, diagnosis or treatment.
Always seek the advice of a medical practitioner or qualified mental health practitioner with any questions regarding personal health or medical conditions. Never disregard, avoid or delay in obtaining medical advice from your medical practitioner or qualified mental health practitioner because of something you have read on this Site.
Learn to Live does not provide emergency medical or behavioral health services. If you think you may have a medical or behavioral health emergency, call your doctor or 911 immediately. The Company does not recommend or endorse any specific tests, providers (including, but not limited to, hospitals and physicians), products, procedures, or other information that may be mentioned on the Site. Any opinions expressed on the Site are the opinions of the individual author, not of the Company. Reliance on any information provided by the Company, its employees, others appearing on the Site at the invitation of the Company, or other visitors to the Site is solely at your own risk.
We grant you a limited, personal, non-exclusive, non-transferable license to use our Content for your own personal, non-commercial use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, distribute, publicly display or perform, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Content in any manner, except for modifications in filling out the forms for your authorized use. You shall not remove any copyright notice from any form.
With the exception of the personal, noncommercial use described above, no Content may be reverse-engineered, decompiled, disassembled, reproduced, retransmitted in any form or by any means (electrical, mechanical, photo reproduction, recordation or otherwise), stored in a retrieval system, translated into a computer language or other language, transcribed, resold, or redistributed without prior express written consent by Company.
The Site may contain chat areas and online forums, which may be organized by subject matter (each a “Community Forum” and collectively “Community Forums”), designed to enable you to post Submissions (as defined below) and communicate with other users of a Community Forum. By using a Community Forum, users agree to adhere to our Community Code of Conduct, found by clicking here. Users of a Community Forum must exercise common sense and courtesy in submitting comments, messages, and materials (each a “Submission” and collectively “Submissions”) to, and otherwise participating in, a Community Forum and agree to use Community Forums only to post Submissions that are proper and related to the particular Community Forum and adhere to our Community Code of Conduct. By way of example, and not as a limitation, you agree that when using a Community Forum, you will not:
Company may, directly or through a service provider, monitor the Community Forums. Company, directly or through a service provider, reserves the right to review Submissions posted to a Community Forum and to remove any Submissions, in whole or in part, in its sole discretion. Company reserves the right to terminate your access to the Site, Services, Content, Submissions, and any or all of the Community Forums at any time without notice for any reason whatsoever. Company may, directly or through a service provider, respond to Submissions in a Community Forum and take all actions it considers necessary based on a Submission, which may include, without limitation, contacting a user by phone or email. Company reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request. Company further reserves the right to edit or refuse to post any Submission, in whole or in part, in Company’s sole discretion. We highly discourage you from providing any personally identifying information about yourself in any Community Forum.
Submissions are not to be relied on as professional medical advice, diagnosis or treatment. Company does not control, endorse, approve, or recommend any Submission and inclusion in a Community Forum should not be considered an endorsement, approval, or recommendation. Except as otherwise expressly stated in writing, the views expressed in a Submission are those of the individual who posted the Submission and should not be considered as representing the views of the Company. Company specifically disclaims any liability with regard to the Community Forum and any actions resulting from your participation in any Community Forum.
By participating in a Community Forum, you agree to receive communications relating to Community Forums and Submissions. Users may control the email notification settings in the user’s account settings once logged into the Site.
If you supply any comments, information or material via the Site, you guarantee to us that you have the legal right to supply such material and that it will not violate any law or the rights of any person or entity. You further agree that all information or material you supply to us through the Site, including business information, ideas, concepts, or inventions, shall be deemed and shall remain our property, and you hereby assign to the Company all right, title, and interest in and to any such information or material, without any restriction or obligation to you.
You agree to assume total responsibility and risk for your use of the site, the service and the content. The company makes no express or implied warranties, representations or endorsements whatsoever with respect to the site, the service or the content. The Company expressly disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement with regard to the Site, the Service, and the Content. The Company does not warrant that the functions performed by the Site or the Service will be uninterrupted, timely, secure or error-free, free of viruses or other malicious code, or that defects in the Site or the Service will be corrected. The Company does not warrant the accuracy, currency, or completeness of the Content, or that any errors in the Content will be corrected. The Site, the Service and the Content are provided on an “as is” and “as available” basis.
The foregoing does not affect any warranties which cannot be excluded or limited under applicable law, nor does it affect any service levels offered to Learn to Live health plan or higher education clients.
BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH STATES, THE COMPANY’S LIABILITY IS LIMITED AND WARRANTIES ARE EXCLUDED TO THE GREATEST EXTENT PERMITTED BY LAW, BUT COMPANY'S LIABILITY SHALL, IN NO EVENT, EXCEED $1,000.00.
The information in the Site may contain typographical errors or other errors or inaccuracies and may not be complete or current. We reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. We do not, however, guarantee that any errors, inaccuracies or omissions will be corrected.
Like most Internet sites, this Site is accessible worldwide. However, not all products or Services are available to all persons or in all geographic locations. The Company reserves the right to limit the provision of its products and Services to any person, geographic area, or jurisdiction. Any Services identified on the Site is only available where the Company, or any other entity offering the products or Services on the Site, is licensed or authorized to do business. Please consult the Company directly for information regarding the products and Services that may be available to you in your area. This Site is designed for use in the United States of America. You agree to comply with all applicable laws and local rules or restrictions relating to this Site.
We respect the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the following information in writing to the Company’s Copyright Agent:
Learn to Live, Inc.
510 First Avenue N
Minneapolis, MN 55403
Attn: Copyright Agent
Upon the Company’s receipt of a proper notice of claimed infringement under the Digital Millennium Copyright Act (“DMCA”), we shall respond expeditiously to follow the procedures specified in the DMCA to resolve the claim between the notifying party and the alleged infringer who provided the content in issue, including, where applicable, removing, or disabling access to content claimed to be infringing or by removing or disabling access to links to such content.
In compliance with the Children’s Online Privacy Protection Act (“COPPA”) the Company does not knowingly allow access to the Site, Service or Content to persons under age 13. If you are under age 13, you are not authorized to post any personal information about yourself to the Site or provide any personal information about yourself to Company. If we learn that we have collected personal information from a child under age 13, we will delete that information as quickly as possible. If you believe that the Company might have any information from a child under age 13, please contact us at the address set forth above in the “Copyright Agent” section.
We appreciate your feedback or other suggestions about the Site, the Service and the Content, but you understand that we may use your feedback or other suggestions without any obligation to compensate you for them.
The Site is controlled and operated within the United States. If you are a user of the Site outside the United States, you consent to having your personal data transferred to and processed in the United States. The Company makes no representation that content, materials or products available on or through the Site are appropriate or available for use outside of the United States. If you access the Site from a location outside the United States, you are responsible for compliance with applicable laws, including U.S. export laws and regulations.
Learn to Live, Inc.
510 First Avenue N
Minneapolis, MN 55403
The English version of this agreement predominates in all aspects and cases of inconsistency with the translated versions, if those exist.
Date of last modification
December 31, 2021